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Skip-A-Pay

No loan payment this month? No worries.
  • Skip up to two loan payments per year
  • Low fee of $25 per skipped payment
  • Part of your fee goes to charity

Sometimes money can be tight. So we've loosened our rules.

We don't always earn the same amount every month, or have the exact same expenses. When your income is running a little low or your costs a little high, you can make ends meet by skipping one of your Andrews Federal loan payments a couple times a year.

You come out way ahead.

See if you qualify to skip a loan payment:

  • Log into Digital Banking
  • Go to Loan Services
  • Select Skip a Payment

Here are some rules you should be aware of:

  1. You must make at least six months of payments before your loan becomes eligible. 
  2. Interest will continue to accrue on your loan.
  3. Only two payments per year may be skipped. And there must be six months between each skip.
  4. No more than six payments may be skipped over the life of a loan.
  5. Some auto loans may have additional restrictions based on your loan contract and optional GAP coverage.  
  6. Mortgage loans, home equity loans, lines of credit, and cash-to-go are not eligible.
  7. Members with a charge-off share or loan, negative share balance, delinquent loan, or are currently in Bankruptcy status are not eligible.
  8. Loan payments currently due or paid ahead more than a month are not eligible.

Smarter. Safer. Simpler.

Digital Wallets
Add a layer of protection to your credit card and debit card transactions when you use your Digital Wallet to save your card and make purchases. When you use a Digital Wallet, your transactions are tokenized and your card information is not shared with the vendor, which makes it more difficult for fraudsters to intercept and use your information. Upload your card to popular digital wallets like Apple Pay and Google Pay, then use it almost anywhere you make transactions. Just tap and go!
Learn How

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Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.