*Refer a Friend $50 Offer is available as of December 09, 2025. The Credit Union reserves the right to change or end this offer at any time. To be eligible, the referring member (“Referrer”) must be an existing member of Andrews Federal Credit Union (“Andrews,” “Credit Union”) with an account in good standing. The referred person (“The Referred”) must not have any existing account with the Credit Union as of 02/02/2022 and must: open any new checking account, obtain a VISA Debit Card, enroll in online and mobile banking services (“Digital Banking Services”), and make three (3) or more purchases with the VISA Debit Card to be eligible for the referral credit. Some checking account types have a Direct Deposit requirement as a term of the account; to see the features and terms of all of our checking account types visit AndrewsFCU.org/Bank/Spending/Personal-Checking. The Referred must be eligible for membership to join the Credit Union; establishing membership requires a Base Share Savings account with a $5.00 opening deposit, which must be done before the new Checking account may be opened. New account may be opened at any Andrews branch location; offer is not available online. New account must remain open for at least 90 days to be eligible for the referral credit. A $50 credit will be made to the Referrer’s and the Referred’s Base Share Savings account after the 90 day period has ended. If either the Referrer’s or the Referred’s account is closed before the referral credit is given, or the account is not in good standing, the referral credit is forfeited. There is a $25.00 fee if an account is closed within sixty (60) days of it being opened. Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for referral offer. Andrews Federal Credit Union is Federally Insured by the NCUA.