Home Equity Loans and Lines

You work hard to make your mortgage payments, now let your home reward you.
  • Take advantage of the value in your home
  • Tackle home improvement projects
  • Make big purchases
  • Borrow up to $350,000
  • Save money with low rates

You could remodel a room. Or reshape your future.

With a Home Equity Line of Credit or Loan, there are no strings attached. While it's the value of your home that gives you access to money at a low cost, nothing says you have to spend it on a no-frills improvement project. So go ahead and pay for college, travel the world, kick-start a new business, or knock a few key items off your bucket list.

Or just hit the reset button

Sometimes life comes at you harder than you expect. Home equity funds are a good way to cover unexpected expenses and big medical bills, or to consolidate other higher-rate debt. There's something to be said for buying a little peace of mind.

Home Equity Loan

Sometimes you need a big chunk of money right away. A Home Equity Loan puts thousands of dollars in your hands right off the bat to tackle big-ticket projects, purchases, and expenses.

  • Fixed-rate loan
  • Rates as low as 4.50% APR1
  • 15-year repayment period
  • Borrow up to 95% of your home’s value (minus the amount remaining on your mortgage)
  • Loan amounts $25,000 to $350,000

Home Equity Line of Credit

Sometimes you need a little less money here and there to get things done and make ends meet. A Home Equity Line of Credit give you easy access to funds for a number of years.

  • Introductory rate of 1.90% APR1 for the first 6 months
  • Variable rates as low as WSJ Prime Rate APR1 after the introductory period
  • Borrow up to 95% of your home’s value (minus the amount remaining on your mortgage)
  • Access money whenever you need it through checks or Online Banking
  • Credit Lines of $25,000 to $350,000

Auto Smart

Scope out a brand new set of wheels and enhanced peace of mind.

View our Auto Smart car selection.

$12,561,216 - Total member benefit arising from lower interest rates on loan products