When you take out a personal loan, maybe you'll travel, or add a swimming pool to your backyard. But often, the money goes to pay bills, cover debt, or deal with unexpected expenses. In either case, we believe the right thing to do is to offer affordable rates that don't add to your financial burden.
When we offer a helping hand, it won't cost you an arm and a leg.
Get the right loan to reach your personal goals.
Personal Loan Rates
| Unsecured, Bill Consolidation, Signature1 | APR* as low as2 | Payment Per $1000 Borrowed |
|---|---|---|
| 36 months | 7.49% | $31.13 |
| 48 months | 7.89% | $24.39 |
| 60 months | 9.49% | $21.02 |
| 72 months | 9.99% | $18.55 |
| 84 months | 10.49% | $16.88 |
Overdraft Line of Credit
| Credit Limit | APR* as low as |
|---|---|
| $10,0001 | 16.00% (Variable)2 |
Premier Line of Credit
| Credit Limit | APR* as low as |
|---|---|
| $50,0001 | 12.00% (Variable)2 |
Andrews Federal members received over $19 Million in direct member benefits through lower fees, lower loan rates and higher deposit yields.
Late loan payments (10 days after due date) are subject to fee of 5% of payment or $10.00, whichever is greater.
1Minimum loan amount of $1,000. Maximum loan amount of $50,000. For loan amounts less than $5,000, there is a 48 month maximum term. Personal loan terms greater than 60 months requires a minimum loan amount of $10,000.
2APRs (Annual Percentage Rate) listed are the lowest available rates. Rates, terms and conditions vary based on creditworthiness and other qualifications and are subject to change. Additional restrictions may apply. Subject to credit approval. Payments per $1000 examples are based on a sample loan balance of $10,000 at the rate and term shown. Existing Andrews Federal personal loans cannot be refinanced at the rates and terms shown unless you are financing an additional amount of $1000 or more plus the existing loan balance.
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.