Living, working or traveling abroad? Then you know some merchants won't accept certain currencies or credit cards. Our reloadable card lets you make purchases wherever Visa® debit cards are accepted without revealing any of your personal financial information.
on everyday purchases, make each purchase worth more.
$3,330,992 - Total member benefit arising from lower interest rates on credit cards
1You may be charged an ATM fee.
Non-personalized cards may be purchased at certain Andrews Federal branches. Personalized cards must be ordered online and paid for through an Andrews Federal account or credit card.
Prepaid Card Long Form Disclosure
Get Started
| All Fees | Amount | Details |
|---|---|---|
| Card Purchase | $10.00 | Fee per each Primary Card Account Enrollment |
| Secondary Card | $10.00 | Fee per each additional card added to the Primary Account |
| Express Delivery | $25.00 | Fee per each Expedited Card Delivery requested. |
Monthly Usage
| All Fees | Amount | Details |
|---|---|---|
| Monthly Maintenance | $0 | Monthly fee assessed for usage of card |
| Monthly Text Message Alerts Service | $0 | Monthly fee assessed after enrolling in text message alerts |
Add Money
| All Fees | Amount | Details |
|---|---|---|
| Value Reload | $0 | Fee per each value reload |
| Direct Deposit | N/A | Fee per each direct deposit processed |
Spend Money
| All Fees | Amount | Details |
|---|---|---|
| Purchase Transaction | $0 | Fee per purchase transaction |
Get Cash
| All Fees | Amount | Details |
|---|---|---|
| ATM Withdrawal (in-network) | $0 | "In-Network" refers to the Andrews Federal Credit Union ATMs. Locations can be found on our website. |
| ATM Withdrawal (out-of-network) | $0 | This is our fee. We will not charge you this fee for out-of-network ATM withdrawals. "Out-of-Network" refers to all the ATMs outside of Andrews Federal Credit Union ATM locations. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. |
| Cash Advance | $0 | Fee per cash advance transaction. |
Information
| All Fees | Amount | Details |
|---|---|---|
| Customer Service (automated) | $0 | No fee for calling our automated customer service line, including for balance inquiries. |
| Customer Service (live agent) | $0 | No fee for call our live customer service agents, including for balance inquiries. |
| ATM Balance Inquiry (in-network) | $0 | "In-network" refers to the Andrews Federal Credit Union ATMs. Locations can be found on our website. |
| ATM Balance Inquiry (out-of-network) | $0 | This is our fee. "Out-of-network" refers to all the ATMs outside of Andrews Federal Credit Union ATM locations. You may also be charged a fee by the ATM operator. |
| ATM Decline | $0 | Per ATM decline. |
Using Your Card Outside of the U.S.
| All Fees | Amount | Details |
|---|---|---|
| Foreign Exchange Transaction | 1% | Of the U.S. dollar amount of each transaction. |
| International ATM Withdrawal | $0 | This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. |
| International ATM Balance Inquiry | $0 | This is our fee. You may also be charged a fee by the ATM operator. |
| International ATM Decline | $0 | This is our fee. You may also be charged a fee by the ATM operator. |
Other
| All Fees | Amount | Details |
|---|---|---|
| Inactive Account | $2.50 | You will be charged $2.50 each month after you have not completed a transaction using your card for 12 months after card activation. |
| PIN Change | $0 | Per each PIN change request. |
| PIN Inquiry | $0 | Per each PIN inquiry via the automated customer service line. |
| Card Reissue | $10.00 | Per each card reissue requested. |
| Lost/Stolen Card Replacement | $10.00 | Per each card replacement requested. |
Your funds are not NCUA insured. Your funds will be held at or transferred to Andrews Federal Credit Union. If Andrews Federal Credit Union fails, you are not protected by NCUA share insurance and could lose some or all of your money. Register your card for other protections.
No overdraft/credit feature.
Contact Andrews Federal Credit Union by calling 855-657-8588, by mail at 5711 Allentown Road, Suitland, MD 20749, or our website.
For general information about prepaid accounts, visit https://www.consumerfinance.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit https://www.consumerfinance.gov/complaint/.
Prepaid Card Short Form Disclosure
| Monthly Fee | Per Purchase | ATM Withdrawal | Cash Reload |
|---|---|---|---|
| $0 | $0 | $0 in-network | $0 |
ATM Balance Inquiry (in-network or out-of-network): $0 or $0
Customer Service (automated or live agent): $0 or $0 per call
Inactivity (after 12 months with no transactions): $2.50 per month
We charge 4 other types of fees. Here are some of them:
Card Replacement Fee (replace lost/stolen card) $10.00
Express Delivery Fee $25.00
No overdraft/credit feature.
Not NCUA insured. Register your card for other protections.
For general information about prepaid accounts, visit https://www.consumerfinance.gov/prepaid. Find details and conditions for all fees and services in the cardholder agreement, or call 855-657-8588
Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.
