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Andrews Federal Credit Union
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New and Used Auto Loan Rates

Choose the car loan that’s right for you and puts you in the driver’s seat
  • Great options for New Auto Loan Rates and Used Auto Loan Rates
  • Competitive, low APR to make your vehicle purchase more affordable
  • Choose a great rate whether you’re making a new vehicle purchase or refinancing a loan

Loan rates that save you money when you’re financing a car

When you are choosing a vehicle, there’s a bigger decision to make than features, styles and paint colors. When you choose to finance a car or other vehicle with Andrews Federal, you have the opportunity to make your vehicle purchase more affordable. Choose a loan with a competitive rate whether you’re buying new or used. And if you’re considering refinancing a vehicle, Andrews Federal can help with that as well, offering low APR (annual percentage rate) loans that help you keep more money in your pocket.

Auto financing that offers lower interest rates and flexible terms

New Auto Loan Rates

New Auto Loan Term APR as low as1 Monthly Payment Per $1,000 Borrowed
36 months 3.89% $29.57
48 months 4.49% $22.89
60 months 4.49% $18.71
72 months 5.42% $16.38
84 months 5.57% $14.47

Used Auto Loan Rates

Used Auto Loan Term APR as low as1 Monthly Payment Per $1,000 Borrowed
36 months 4.40% $29.81
48 months 4.74% $22.92
60 months 4.74% $18.76
72 months3 6.00% $16.66
84 months2 6.60% $14.98

The Credit Union offers other rates and terms for these loan products. Please email us at [email protected] to inquire about additional terms and rates.

Rewarding Checking

Kasasa Cash Checking
We’re always looking for ways to give you more. That includes our outstanding checking options powered by Kasasa. With Kasasa Cash Checking, you can earn higher dividends on your checking account balances — up to 5.50% APY. And, you’ll continue to have access to all the best benefits that come standard with Andrews Federal membership, including Early Direct Deposit, mobile check deposits, Digital Banking access and more.
Learn More

Earn 5.50% APY* with Kasasa Cash Checking, a free checking account that pays high dividends. 

APR = Annual Percentage Rate. 

Payment examples do not include optional insurance products. Used auto loan rates available at andrewsfcu.org. A New Vehicle is a vehicle that is of the current or previous model year (up to a maximum of one year old) and is currently owned by the original owner of the vehicle. Andrews Federal does not finance vehicles more than 10 model years old unless they are deemed a Classic vehicle. Minimum loan amount is $5,000. Maximum loan amount is $150,000. Loan amount cannot exceed 120% of the MSRP or JD Power/NADA value of vehicle. Existing Andrews Federal auto loans cannot be refinanced for these rates/terms unless you are financing an additional amount of $5,000 or more plus the existing loan balance.

Our field of membership includes Active Duty or Retired Military personnel (or their spouses, dependents or dependent survivors) of Joint Base Andrews, Joint Base McGuire-Dix-Lakehurst, and military installations in central Germany, Belgium, and The Netherlands; as well as over 200 employer groups throughout Maryland, Virginia and New Jersey. We also have nationwide membership eligibility through the American Consumer Council and anyone who lives, works, attends school or worships in Washington, D.C.