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About the American Consumer Council

  • Join Andrews Federal through enrollment in the American Consumer Council
  • Becoming an Andrews member is now an easy part of the online loan application process

Joining Andrews Federal is easy with the American Consumer Council

We've made it easy for you to join Andrews Federal through enrollment in the American Consumer Council as a new member. Also, when you apply for a loan with Andrews Federal, you can save time and automatically qualify for membership.

What is the American Consumer Council?

What is the American Consumer Council? 

The American Consumer Council (ACC) is an organization focused on educating consumers regarding the purchase of safe, reliable products and services. The ACC serves as a voice for consumer advocacy and economic wellness in the United States and provides financial education to consumers seeking to make wise decisions with their money.

Join Andrews Federal through automatic enrollment in the ACC

When you join Andrews Federal through the ACC, you will automatically be enrolled in the American Consumer Council. You’ll have access to higher rates on deposits, lower rates on loans and lower fees on services at Andrews Federal instantly.

In addition, you’ll receive useful financial education resources through the wealth of resources on the ACC webpage. The ACC’s financial literacy program is consistently rated as one of the most popular financial literacy programs by educators and high school students. You can access a host of videos on the ACC website to help you through common financial situations, including planning for a wedding or vacation, or making a major consumer purchase.

Do I Have to Qualify to Join the American Consumer Council??

Do I Have to Join the ACC First before Joining Andrews Federal? 

No, when you select the ACC as your enrollment option, Andrews Federal will automatically enroll you as a new member in the ACC as your membership eligibility option.

If you’re applying for a loan through the credit union, you will also automatically be considered for membership. We will notify you when you’re approved, so you can start taking advantage of the benefits and convenience of Andrews Federal membership. Welcome to the Andrews Federal family!

Do I Have to Qualify to Join the American Consumer Council?

No, membership in the American Consumer Council is open to all American consumers who currently use or have purchased a major consumer product or service within three years of submitting their application for membership. There is no fee associated with ACC membership.

Can I Join Andrews Federal through the ACC if I Live Overseas?

Potential members who are located in Belgium, Germany, or the Netherlands, are required to meet requirements of the corresponding Status of Forces Agreements (SOFA) in each country.

Visit the American Consumer Council

STILL HAVE QUESTIONS?

Our routing number is 255074111.

Members may obtain 1 free Official Check per day. Any additional Official Checks are $5.00 each.

Members can conveniently cash in coins using our coin counting machines, available at the following branches: Alexandria, VA; Suitland, MD; Joint Base Andrews; Waldorf, MD; Henson Ridge, DC; Upper Marlboro, MD; Burlington, NJ; JBMDL; and Mt. Laurel, NJ.

You will need two forms of state-issued identification, including one primary form such as a state-issued ID, Passport, and/or Military ID. The second form of identification can be a Social Security card, Student ID, Birth Certificate, Permanent Resident Card, Auto Insurance Card, and/or a Credit Card. If your state-issued identification does not have your current physical address, you will need to show proof of current address with another form of identification, such as current utility bill or current bank or mortgage statement.

You must retain a minimum of $5 in your base share savings account. 

Yes, our safe deposit boxes are available at our branches in Suitland, MD; Joint Base Andrews; Waldorf, MD; and Mt. Laurel, NJ.

Credit unions and banks are both financial institutions but there are significant differences in how they are operated. Banks are owned by shareholders. Their Boards of Directors are paid employees. They are for-profit institutions. Credit Unions are owned by their members and their Boards are volunteer. They are non-profit which means any profits made are returned back to the member in the form of lower rates and fees.

We award ten $2,000 college scholarships and ten $500 Summer Camp Awards annually. Applications for these programs are typically accepted in the first quarter of each year.

Yes, through the CO-OP Shared Branch Network, Andrews Federal members will be able to complete some of the same transactions as if they were at an Andrews Federal branch. Guest members from other credit unions may access their accounts at our military base locations only. We have suspended service for non-Andrews credit union members at all other branch locations.

We exchange foreign currency at our overseas locations.

You may visit any of our branches, along with proof of name change. Such as marriage certificate, SSN card, or government issued document. You may also send a secure message through digital banking and a representative will review and follow up with you shortly.

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Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.