Money Market Accounts

Earn more with rates as high as 1.00% APY* with easy access to your money.

Competitive interest rates grow your money faster than with a traditional savings account
Easy access to your account - no set terms to earn higher rates
Fast approval - join and open a new Money Market Account in less than 10 minutes

Get our best money market rates

Why Choose a Money Market Account?

Start building your savings. Money Market Accounts have no minimum balance to start earning dividends.
Earn a higher yield on your savings. Earn a higher dividend rate than a traditional savings account.
Keep your funds easily accessible. If you’re trying to grow an emergency fund or save up for a purchase in the near future, a Money Market Account keeps those funds easily accessible.

What do you need to get started? First, establish your Andrews Federal Credit Union membership by opening a Money Market Account. You can then choose the Money Market option that’s the best fit for you.

If you’re already an Andrews member, you can open your Money Market Account by logging in to Digital Banking and choosing “Open Account” from the left menu. Or use our mobile banking app.

Questions? Call us, or visit one of our local branches in Washington, D.C., Southern Maryland, Northern Virginia or New Jersey.

Get Started Now

1. Rates are current as of September 21, 2022. Rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. Excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month.

The Money Market Account rates stated are variable and may change at any time. Fees may reduce earnings on the account. Dividends are compounded and credited monthly. The minimum balance to open and maintain an account is $1,000; a low balance fee applies if the account balance falls below $1,000. The excess transaction fee applies if you make more than six transfers or withdrawals from your money market account in a calendar month.

Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., a variety of Maryland counties including Prince Georges, St. Mary’s, Calvert and Charles, Northern Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany.