As the home to our corporate headquarters and the location where we were founded, we’re here and ready to serve you. Andrews Federal serves Southern Maryland by providing valuable financial resources, including great rates on savings accounts, affordable loans and more.
A wide range of financial products and services designed with you in mind. We save members $12 million annually through lower rates on loans, lower fees and better rewards. Membership is required to take advantage of our benefits but joining is easy - learn how.
We are a credit union for Southern Maryland and we serve thousands of members across the community. Membership is required, but it’s easy to join and you can do it online in minutes! Learn whether you can qualify and open your account now.
Monday - Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.
Sunday: Closed
Monday - Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.
Sunday: Closed
Monday - Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.
Sunday: Closed
Monday - Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.
Sunday: Closed
Monday - Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.
Sunday: Closed
Monday - Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 6 p.m.
Saturday: 9 a.m. to 1 p.m.
Sunday: Closed
Prince George’s County, Maryland; Calvert County, Maryland; St. Mary’s County, Maryland; Charles County, Maryland.
Credit unions and banks are both financial institutions but there are significant differences in how they are operated. Banks are owned by shareholders. Their Boards of Directors are paid employees. They are for-profit institutions. Credit Unions are owned by their members and their Boards are volunteer. They are non-profit which means any profits made are returned back to the member in the form of lower rates and fees.
You will need two forms of state-issued identification, including one primary form such as a state-issued ID, Passport, and/or Military ID. The second form of identification can be a Social Security card, Student ID, Birth Certificate, Permanent Resident Card, Auto Insurance Card, and/or a Credit Card. If your state-issued identification does not have your current physical address, you will need to show proof of current address with another form of identification, such as current utility bill or current bank or mortgage statement.
You must retain a minimum of $5 in your base share savings account.
Suitland, MD
Joint Base Andrews, MD
Waldorf, MD
Washington, D.C. - NW
Washington, D.C. - SE
Springfield, VA - Town Center
Springfield, VA - West Springfield
Burlington, NJ
Joint Base MDL, NJ
Mt. Laurel, NJ
Wiesbaden, Germany
Hainerberg, Germany
Schinnen, the Netherlands
Brussels, Belgium
Chièvres, Belgium
Through the CO-OP ATM network, we offer over 30,000 no-fee ATMs, covering all 50 states and 10 countries. Use our ATM locator to find the nearest Andrews Federal or CO-OP ATM. There is a small $1 fee to use a non-Andrews Federal or non-CO-OP ATM.
The Forces checking account offers up to $12 in ATM fee reversals, every month.
1. Offered rate is accurate as of 11/04/22 and will be available through 12/02/2022. Minimum of $1,000 to open and maintain the account; account must be opened with new money (i.e., money not already on deposit at Andrews Federal Credit Union). Minimum of $1,000 to earn the advertised APY. Maximum balance allowed is $100,000. Penalties apply for early withdrawal. Fees may reduce earnings on the account. The credit union reserves the right to change offered rates at any time. Limit of 1 (one) 7-month Inflation Buster. Special Share Certificate per membership. At maturity, all 7-Month Inflation Buster Special Share Certificates will automatically renew at the 12-Month share certificate rate and term.
2. Offered rate is accurate as of 11/04/22. Minimum of $1,000 to open and maintain the account. Minimum of $1,000 to earn the advertised APY. Maximum balance allowed is $250,000. Penalties apply for early withdrawal. Fees may reduce earnings on the account. The credit union reserves the right to change offered rates at any time. Limit of 1 (one) 17-month Winter Special Share Certificate per membership. At maturity, all 17-Month Winter Share Certificates will automatically renew at the 12-Month share certificate rate and term.
3. APY = Annual Percentage Yield. Rates effective as of November 07, 2022. Raise Your Rate Share Certificate offers up to a maximum of three (3) opportunities to request the Credit Union to “raise your rate” to the rate currently being offered on our Fixed Rate Share Certificate of the same term as published on our website (certificate specials are excluded). Your Raise Your Rate share certificate must be opened for a minimum of six (6) months before you may request your first rate raise. Once raised, your dividend rate and annual percentage yield will reflect the new rate until such time as you are eligible for, and request, another rate raise. You will have an opportunity to request up to a maximum of three (3) rate raises over the term of your share certificate, as long as six (6) months have passed since your last rate raise. If you do not exercise your rate raise option(s) during the term of the certificate, you forfeit your rate raise option(s). The certificate must be opened with a minimum $1000 deposit; must maintain a minimum $1000 balance to earn the advertised APY. Dividends are compounded and credited quarterly. Penalties apply for early withdrawal. Fees may reduce earnings on the account. Offered rates are subject to change at any time. Deposits are insured up to at least $250,000.00 per individual depositor by NCUA. Visit mycreditunion.gov for more information on share insurance coverage.