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Andrews Federal Credit Union
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Advantage Checking Account

Supercharge your checking account with dividend payments. In other words, we'll pay you to have this account.
  • Dividends paid on balances over $1,500

  • Manage all of your accounts anytime, anywhere with Digital Banking

  • Free Visa® Debit Card for fast, easy purchases

  • Security you can trust

Your dollars. Our dollars. Together, they can get a lot done.

Competitive dividend payments on your checking balance? We can think of a lot of good uses for that extra money. We bet you can imagine even more.

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Multi-tasking. Everyone is doing it these days.

Most checking accounts are 'spending' accounts. They're where you hold the money to pay bills, make purchases, and cover all sorts of other costs. But can they be 'earnings' accounts as well? We say yes. We pay competitive dividend rates on your deposits, as well as offering a long list of great features that keep your finances on track.

  • Earn dividends on account balances over $1,500
  • Manage and move money in our easy-to-use Digital Banking
  • Get your paycheck one day early when you sign up to have it automatically deposited into your account1
  • CO-OP ATM network offers nearly 30,000 surcharge-free ATMs, covering all 50 states and 10 countries2 including Washington, D.C., Maryland, Virginia and New Jersey
  • Make fast, convenient purchases with a Free Visa® Debit Card
  • $10 monthly fee applies if balance falls below $1,500

Andrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., Maryland, Virginia, and New Jersey and overseas locations in Germany, Belgium, and the Netherlands.

STILL HAVE QUESTIONS?

In Online Banking, click on the "Order Checks" tab, select your account from the dropdown and then submit.

You may visit any of our branch locations to change your pin number on the spot or you can call our Contact Center at 800-487-5500 and have one sent in the mail. This typically takes about 7-10 business days. Finally, members can self-select their debit PIN by calling 866-985-2273 and answering a series of authentication questions. 

Our routing number is 255074111.

Yes, Privilege Pay is our overdraft program that is offered at our discretion and allows you to withdraw more than your account balance for a short period of time in order to cover unexpected emergencies. In essence, we advance you the money you need to pay for the items by allowing your account balance to go temporarily negative.  We charge you a $32.00 fee for each item cleared in this manner, although there is a cap to how much your account will be charged in Privilege Pay fees ($224.00/day and $750/month). We also offer Overdraft Line of Credit, which is a loan product that is linked to your checking account and will automatically transfer available funds to cover any insufficient funds items that are presented for payment.  Each such transfer to your checking is an advance against your Line of Credit and increases your loan balance.  While there are no fees for the transfers themselves, you will pay interest on any outstanding Line of Credit balances.  If you pay off the Line of Credit balance on the same day that it is advanced, you will not be charged any interest.

You should call our Contact Center at 800-487-5500 or visit your local branch to place a stop payment on the series of checks. It is strongly advised that you work with a representative to close the account and open a new one. 

You can place a stop payment on a check in Online Banking by selecting the account the check was written on and then "Stop Payments". In the Mobile App select "Make a Stop Payment".  These options are free of charge. You may also contact us at 800.487.5500.  Please note that a $25 stop payment fee will be applied.  To stop a payment for an ACH, visit our "FORMS" section of this website and complete the ACH Stop Payment form.

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1Early access to direct deposit funds depends on timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be 1-2 days earlier than the payer’s scheduled payment date.

2 1,850 are located within restricted access facilities.